Investing into residential mortgages exclusively within canada.
Canadian Mortgages Inc. (CMI) is a privately licensed mortgage brokerage firm founded under the CLI Group of Companies in 2005.

With Over $500M of successful mortgage placements in the last few years, our private mortgage arm, Canadian Lending Inc., has a strong track record in delivering results year after year.

Well-analyzed and diversified

Mortgages and loans

CMI’s roots began in the mortgage lending industry, and over many years, it has expanded its services to offer opportunities for private investors to get involved in the mortgage business. Investors can have peace of mind knowing that their investments are backed by real estate.

$500M

Mortgage Investments

6-16%

Annual Return

936

Active Mortgages

67%

Average LTV

A Specialized Company Designed For Investors

Investor can become the bank. By loaning money as the mortgagee, investors gain access to an extensive pool of private mortgages.

A variety of private mortgages in different cities are available to investors, secured by different types of real estate at varying levels of return.

Latest News

23
Sep

CMI Financial Group places 178th on The Globe and Mail’s annual ranking of Canada’s Top Growing Companies

TORONTO, ON, September 24, 2021 - CMI Financial Group (CMI), Canada's premier private mortgage lender, is pleased to announce it placed 178th on the 2021 Report on Business ranking of Canada’s Top Growing Companies, as published by The Globe and Mail. With a reputation for transparency and integrity, CMI provides...
22
Sep

CMI State of the Market: Housing Markets Continue to Stabilize at the End of Summer

  Canada’s housing market is in the midst of a healthy retracement following a record surge through the first quarter of 2021, as sales and listing activity continued to moderate through the summer. Home Sales Moderate for a Fifth Consecutive Month National home sales fell 0.5% in August, marking the...
31
Aug

CMI Value Add: What should your investment manager do for you?

Investing in private mortgages is becoming the go-to strategy for savvy investors seeking to build and protect their wealth. While the private mortgage market can be complex, especially for investors who don’t have a background in mortgage underwriting and administration, working with an investment manager that can oversee the entire...
24
Aug

The Importance of Geographical Diversification in Mortgage Investment Portfolios

  When it comes to constructing a well-balanced fixed-income portfolio, the geographic distribution of assets often gets neglected. In the hunt for yield, portfolio managers often place far greater emphasis on factors such as size, value, momentum, quality and volatility. For mortgage investors, however, geographic diversification is critical. Although geographic...
18
Aug

CMI State of the Market: Home Sales Continue to Normalize in July

Housing market activity in Canada continued to moderate in July, though underlying demand and sales activity were robust when compared with the historical average. Home builders reported a substantial increase in construction costs, which may contribute to rising house prices in the future.   National Home Sales Moderate Further in...
30
Jul

Increased Demand for Private Lending Offers Opportunities for Investors

  The 2008 financial crisis was a watershed event for the private lending industry, laying the groundwork for a steady increase in the demand for private equity mortgages as an alternative to traditional ones. The recent economic upheaval brought about by COVID-19 has further entrenched this pattern, as financial institutions...
28
Jul

CMI State of the Market: Canadian Housing Market Experiences Much Needed Restraint as Property Values Soar

Canada’s red-hot housing market showed further signs of stabilizing in June, as sales declined for a third consecutive month amid razor-thin inventories and rising prices. Despite posting consecutive declines, housing activity remains historically elevated, reflecting a strong post-Covid-19 recovery.    National Home Sales Decline in June On a month-over-month basis,...
05
Jul

Avoid the pitfalls of Investment Biases when considering Alternatives for your Portfolio

  Research has shown us that investors are often compelled to act based on certain preconceived biases. These biases, whether conscious or not, skew their decision-making process in a way that could adversely affect their portfolio’s performance.    Anchoring is one such bias that has been flagged by market theorists....
21
Jun

CMI’s State of the Market: Housing Market Continues to Stabilize Following Record-Breaking Run

  Canada’s red-hot housing market continued to moderate in May, as tighter inventories and higher valuations contributed to a broad decline in home sales. However, sales and price levels remain historically high, reflecting pent-up demand for residential property that has continued to build throughout the pandemic.   Home Sales Moderate...
11
Jun

Private mortgage investment options

  Canada’s booming real estate sector has many investors asking whether they’ve missed the boat on a major opportunity. For savvy investors who approach the real estate market like a bank lender, the real opportunity lies in private mortgages. Unlike traditional forms of homeownership, becoming a mortgage lender doesn’t lose...
23 September, 2021 / BY
TORONTO, ON, September 24, 2021 - CMI Financial Group (CMI), Canada's premier private mortgage lender, is pleased to announce it placed 178th...
22 September, 2021 / BY
  Canada’s housing market is in the midst of a healthy retracement following a record surge through the first quarter of 2021,...
31 August, 2021 / BY
Investing in private mortgages is becoming the go-to strategy for savvy investors seeking to build and protect their wealth. While the private...