Investing into residential mortgages exclusively within canada.
Canadian Mortgages Inc. (CMI) is a privately licensed mortgage brokerage firm founded under the CLI Group of Companies in 2005.

With Over $500M of successful mortgage placements in the last few years, our private mortgage arm, Canadian Lending Inc., has a strong track record in delivering results year after year.

Well-analyzed and diversified

Mortgages and loans

CMI’s roots began in the mortgage lending industry, and over many years, it has expanded its services to offer opportunities for private investors to get involved in the mortgage business. Investors can have peace of mind knowing that their investments are backed by real estate.

$500M

Mortgage Investments

6-16%

Annual Return

936

Active Mortgages

67%

Average LTV

A Specialized Company Designed For Investors

Investor can become the bank. By loaning money as the mortgagee, investors gain access to an extensive pool of private mortgages.

A variety of private mortgages in different cities are available to investors, secured by different types of real estate at varying levels of return.

Latest News

30
Jul

Increased Demand for Private Lending Offers Opportunities for Investors

  The 2008 financial crisis was a watershed event for the private lending industry, laying the groundwork for a steady increase in the demand for private equity mortgages as an alternative to traditional ones. The recent economic upheaval brought about by COVID-19 has further entrenched this pattern, as financial institutions...
28
Jul

CMI State of the Market: Canadian Housing Market Experiences Much Needed Restraint as Property Values Soar

Canada’s red-hot housing market showed further signs of stabilizing in June, as sales declined for a third consecutive month amid razor-thin inventories and rising prices. Despite posting consecutive declines, housing activity remains historically elevated, reflecting a strong post-Covid-19 recovery.    National Home Sales Decline in June On a month-over-month basis,...
05
Jul

Avoid the pitfalls of Investment Biases when considering Alternatives for your Portfolio

  Research has shown us that investors are often compelled to act based on certain preconceived biases. These biases, whether conscious or not, skew their decision-making process in a way that could adversely affect their portfolio’s performance.    Anchoring is one such bias that has been flagged by market theorists....
21
Jun

CMI’s State of the Market: Housing Market Continues to Stabilize Following Record-Breaking Run

  Canada’s red-hot housing market continued to moderate in May, as tighter inventories and higher valuations contributed to a broad decline in home sales. However, sales and price levels remain historically high, reflecting pent-up demand for residential property that has continued to build throughout the pandemic.   Home Sales Moderate...
11
Jun

Private mortgage investment options

  Canada’s booming real estate sector has many investors asking whether they’ve missed the boat on a major opportunity. For savvy investors who approach the real estate market like a bank lender, the real opportunity lies in private mortgages. Unlike traditional forms of homeownership, becoming a mortgage lender doesn’t lose...
01
Jun

Mortgage Investing Versus Real Estate Investing: Which Is Better?

  Modern age real estate investing through mortgage lending—Why mortgage investing is easier than direct property ownership. For many investors, the benefits of real estate exposure are self-evident: Diversification, stability and positive cashflow are some of the biggest advantages to investing in this asset class. Although most investors associate real...
26
May

Robust Outlook for Real Estate Market Fuels Confidence in Mortgage Investments Despite Ebbs in Vaccine Rollout

  In the third wave of the COVID pandemic, the short-term future of Canada’s economy seems uncertain. It’s possible we’ll see more of the fiscal conservatism that’s characterized the last 18 months. As an example, mortgage lending guidelines are set to tighten further, with the Office of the Superintendent of...
19
May

CMI State of the Market: Canada’s Housing Market Remains on Solid Footing in April

  Canada’s housing market showed signs of moderation in April, though underlying conditions remained highly favourable amid strong demand and constricted supply. Despite a month-to-month decline in sales, actual activity was up 256% year-over-year, according to the Canadian Real Estate Association (CREA).   Canada’s Housing Market: By the Numbers CREA’s...
04
May

Herd Mentality

  Investors probably don’t like to admit it, but their investment decisions are often influenced by what other people are doing. This is often true whether you manage your own investment portfolio or hand over responsibilities to a portfolio manager. In behavioral finance, the tendency to follow and copy what...
29
Apr

The Importance of Geographical Diversification in Mortgage Investment Portfolios

  When it comes to constructing a well-balanced fixed-income portfolio, the geographic distribution of assets often gets neglected. In the hunt for yield, portfolio managers often place far greater emphasis on factors such as size, value, momentum, quality and volatility. For mortgage investors, however, geographic diversification is critical. Although geographic...
30 July, 2021 / BY tiffany
  The 2008 financial crisis was a watershed event for the private lending industry, laying the groundwork for a steady increase in...
28 July, 2021 / BY tiffany
Canada’s red-hot housing market showed further signs of stabilizing in June, as sales declined for a third consecutive month amid razor-thin inventories...
05 July, 2021 / BY tiffany
  Research has shown us that investors are often compelled to act based on certain preconceived biases. These biases, whether conscious or...