Investing into residential mortgages exclusively within canada.
Canadian Mortgages Inc. (CMI) is a privately licensed mortgage brokerage firm founded under the CLI Group of Companies in 2005.

With Over $500M of successful mortgage placements in the last few years, our private mortgage arm, Canadian Lending Inc., has a strong track record in delivering results year after year.

Well-analyzed and diversified

Mortgages and loans

CMI’s roots began in the mortgage lending industry, and over many years, it has expanded its services to offer opportunities for private investors to get involved in the mortgage business. Investors can have peace of mind knowing that their investments are backed by real estate.

$500M

Mortgage Investments

6-16%

Annual Return

936

Active Mortgages

67%

Average LTV

A Specialized Company Designed For Investors

Investor can become the bank. By loaning money as the mortgagee, investors gain access to an extensive pool of private mortgages.

A variety of private mortgages in different cities are available to investors, secured by different types of real estate at varying levels of return.

Latest News

25
May

CMI State of the Market: Home Sales Moderate in April as Mortgage Rates Rise

Canadian home sales declined in April, as rising mortgage interest rates and other affordability challenges kept more homebuyers on the sidelines. Industry data shows that home prices may have peaked in urban centres such as Toronto, signaling the first major shift in market sentiment since the beginning of the Covid-19...
17
May

How CMI’s adjudication and due diligence processes benefit investors

  When investing in mortgages, it’s important to understand how the approval process works. How underwriters make credit adjudication decisions and conduct due diligence can affect your investment outcomes.   CMI Mortgage Investments is a leader in Canada’s private lending market, having funded over $1 billion in private mortgages across the...
05
May

CMI State of the Market: Housing Becomes Major Theme in 2022 Federal Budget

  Canada’s housing market cooled at the end of the first quarter, as supply constraints weighed on sales activity and contributed to another uptick in home values. Meanwhile, the federal government announced several supply-boosting initiatives in its 2022 budget to help alleviate shortages across the country.   Home Sales Decline...
29
Mar

How Individual Mortgage Investments Can Fit into Your Portfolio

  Canadian investors have long valued real estate as a desirable investment option. Steady cash flow, diversification benefits and compelling returns are just some of the advantages of gaining exposure to this asset class. Investors are realizing investing in the Canadian housing market without having to buy property or become...
21
Mar

CMI State of the Market: Home Sales Rise in February as More Listings Hit the Market

  Canadian home sales rose at a brisk pace in February, as more homeowners listed their properties for sale ahead of the busier spring season. The Bank of Canada’s decision to start raising interest rates could have a material impact on mortgage costs in the near term, which could prompt...
21
Feb

CMI State of the Market: Home Prices Continue to Surge at the Start of 2022

  CMI State of the Market: Home Prices Continue to Surge at the Start of 2022 Canadian home sales edged up slightly in January, as a dearth of available supply limited real estate transactions at the start of the year. Supply constraints also helped push prices to their highest level...
08
Feb

2022 RRSP Cheat Sheet

  While every wise investor knows that RRSP season is year-round, retirement planning remains a central financial focus in the weeks leading up to the annual contribution deadline. RRSP and TFSA contributions are a part of that, but it’s also a time when many investors sit down to review their...
26
Jan

Saving for Retirement with Mortgage Investments

  The COVID-19 pandemic has reminded investors of the need to better understand risk and uncertainty when planning for retirement. Extreme volatility, concerning cost pressures and continued low interest rate environment all characterize the so-called “new normal.” While retirement planning hasn’t changed very much over the years, fixed-income portfolios are...
26
Jan

CMI State of the Market: Supply Shortages Lead to “Affordability Squeeze” for Canadian Real Estate

  Canada’s housing market capped off a stellar year on a softer footing, as new listings declined across major markets. The unabating strength of regional housing markets, coupled with the recent rise in mortgage rates, has created an “affordability squeeze” for many households.   In 2021, almost 667,000 properties traded...
13
Jan

Welcoming the new year with momentum

  On behalf of our entire CMI team, we wish you and your family a very Happy New Year!   The past year provided incredible opportunity for our mortgage investors, and that momentum is paving the way for continued growth in 2022 and beyond. As you review last year’s performance...
25 May, 2022 / BY webmaster
Canadian home sales declined in April, as rising mortgage interest rates and other affordability challenges kept more homebuyers on the sidelines. Industry...
17 May, 2022 / BY webmaster
  When investing in mortgages, it’s important to understand how the approval process works. How underwriters make credit adjudication decisions and conduct...
05 May, 2022 / BY webmaster
  Canada’s housing market cooled at the end of the first quarter, as supply constraints weighed on sales activity and contributed to...