Investing into residential mortgages exclusively within canada.
Canadian Mortgages Inc. (CMI) is a privately licensed mortgage brokerage firm founded under the CLI Group of Companies in 2005.

With Over $500M of successful mortgage placements in the last few years, our private mortgage arm, Canadian Lending Inc., has a strong track record in delivering results year after year.

Well-analyzed and diversified

Mortgages and loans

CMI’s roots began in the mortgage lending industry, and over many years, it has expanded its services to offer opportunities for private investors to get involved in the mortgage business. Investors can have peace of mind knowing that their investments are backed by real estate.

$500M

Mortgage Investments

6-16%

Annual Return

936

Active Mortgages

67%

Average LTV

A Specialized Company Designed For Investors

Investor can become the bank. By loaning money as the mortgagee, investors gain access to an extensive pool of private mortgages.

A variety of private mortgages in different cities are available to investors, secured by different types of real estate at varying levels of return.

Latest News

23
Nov

CMI’s State of the Market: Home Sales Surge in October as 2021 Marks Another Record-Breaking Year

  Canada’s residential housing market registered a large uptick in October, as sales and property values continued to rise amid a dearth of available supply. Although the number of newly listed properties increased from September, the supply of homes for sale remains at a historic low.     Home Sales...
02
Nov

How CMI Gives Back

  For nearly two decades, CMI Financial Group (CMI) has been fortunate to serve the community as a trusted non-bank financial services provider. Along the way, we’ve supported dozens of organizations whose mandates align with our vision for corporate, environmental and social responsibility. Philanthropy has always been an important pillar...
22
Oct

CMI’s State of the Market – Home Sales, Prices Rise in September as Supply Shortage Intensifies

  Canadian home sales rebounded in September as prices continued to rise due to underlying supply constraints and elevated demand for residential properties. Meanwhile, the Canadian economy is showing mixed signals according to the latest data, as the lingering effects of COVID-19 restrictions continue to reverberate.   Home Sales Rise...
30
Sep

Private Mortgages: An Unparalleled Investment Option for Yield, Capital Preservation and Risk Mitigation

  A successful investment strategy isn’t just one that generates a reasonable rate of return. Factors such as capital preservation and risk mitigation are equally as important when building wealth over the long term. Finding an investment that provides a good rate of return while also serving as a risk...
23
Sep

CMI Financial Group places 178th on The Globe and Mail’s annual ranking of Canada’s Top Growing Companies

TORONTO, ON, September 24, 2021 - CMI Financial Group (CMI), Canada's premier private mortgage lender, is pleased to announce it placed 178th on the 2021 Report on Business ranking of Canada’s Top Growing Companies, as published by The Globe and Mail. With a reputation for transparency and integrity, CMI provides...
22
Sep

CMI State of the Market: Housing Markets Continue to Stabilize at the End of Summer

  Canada’s housing market is in the midst of a healthy retracement following a record surge through the first quarter of 2021, as sales and listing activity continued to moderate through the summer. Home Sales Moderate for a Fifth Consecutive Month National home sales fell 0.5% in August, marking the...
31
Aug

CMI Value Add: What should your investment manager do for you?

Investing in private mortgages is becoming the go-to strategy for savvy investors seeking to build and protect their wealth. While the private mortgage market can be complex, especially for investors who don’t have a background in mortgage underwriting and administration, working with an investment manager that can oversee the entire...
24
Aug

The Importance of Geographical Diversification in Mortgage Investment Portfolios

  When it comes to constructing a well-balanced fixed-income portfolio, the geographic distribution of assets often gets neglected. In the hunt for yield, portfolio managers often place far greater emphasis on factors such as size, value, momentum, quality and volatility. For mortgage investors, however, geographic diversification is critical. Although geographic...
18
Aug

CMI State of the Market: Home Sales Continue to Normalize in July

Housing market activity in Canada continued to moderate in July, though underlying demand and sales activity were robust when compared with the historical average. Home builders reported a substantial increase in construction costs, which may contribute to rising house prices in the future.   National Home Sales Moderate Further in...
30
Jul

Increased Demand for Private Lending Offers Opportunities for Investors

  The 2008 financial crisis was a watershed event for the private lending industry, laying the groundwork for a steady increase in the demand for private equity mortgages as an alternative to traditional ones. The recent economic upheaval brought about by COVID-19 has further entrenched this pattern, as financial institutions...
23 November, 2021 / BY
  Canada’s residential housing market registered a large uptick in October, as sales and property values continued to rise amid a dearth...
02 November, 2021 / BY
  For nearly two decades, CMI Financial Group (CMI) has been fortunate to serve the community as a trusted non-bank financial services...
22 October, 2021 / BY
  Canadian home sales rebounded in September as prices continued to rise due to underlying supply constraints and elevated demand for residential...