Investing into residential mortgages exclusively within canada.
Canadian Mortgages Inc. (CMI) is a privately licensed mortgage brokerage firm founded under the CLI Group of Companies in 2005.

With Over $500M of successful mortgage placements in the last few years, our private mortgage arm, Canadian Lending Inc., has a strong track record in delivering results year after year.

Well-analyzed and diversified

Mortgages and loans

CMI’s roots began in the mortgage lending industry, and over many years, it has expanded its services to offer opportunities for private investors to get involved in the mortgage business. Investors can have peace of mind knowing that their investments are backed by real estate.

$500M

Mortgage Investments

6-16%

Annual Return

936

Active Mortgages

67%

Average LTV

A Specialized Company Designed For Investors

Investor can become the bank. By loaning money as the mortgagee, investors gain access to an extensive pool of private mortgages.

A variety of private mortgages in different cities are available to investors, secured by different types of real estate at varying levels of return.

Latest News

24
Aug

CMI State of the Market: Housing Activity Cools Across Canada

Canada’s housing retreat continued in July, as rising interest rates and declining demand continued to place downward pressure on local markets. While most regions are witnessing price declines, Ontario and parts of British Columbia are seeing the steepest corrections.   Home Sales Moderate Further in July: CREA Canadian home sales...
11
Aug

The Bank of Canada is Raising Interest Rates. What Does it Mean for Investor Portfolios?

The Bank of Canada’s mandate is to “promote the economic and financial welfare of Canada.” The recent focus of their monetary policy has shifted to taming a generational surge in inflation.    Canada’s inflation rate continued to surge in June, reaching the highest level since 1983. The consumer price index...
22
Jul

CMI State of the Market: Canada’s Housing Market Continues to Rebalance as Sales Drop in June

Canadian home sales declined for a fourth consecutive month in June, though the pace of declines moderated, signaling that local markets were gradually achieving balance following a surge in demand during the pandemic.    Home Sales Fell in June: CREA Real estate transactions were down across most of Canada in...
20
Jul

How to Read a Credit Bureau Report – Implications of Credit Status in Lending Decisions

Canadians are taught the importance of managing their credit as part of financial well-being. Lenders use credit reports to gauge a borrower’s financial health and evaluate their overall creditworthiness, but many are unaware exactly how those numbers are calculated.  Credit bureaus are agencies responsible for collecting information on an individual’s...
13
Jul

Inflation is at a 30-year high. What does that mean for investors?

Until recently, central banks around the world were united in stating rising inflation was only “transitory.” Guidance has shifted significantly in recent months as the cost of living surged to multi-decade highs.  The consumer price index (CPI) is a widely used gauge of inflation, measuring the average change in  prices...
22
Jun

CMI State of the Market: Canadian Home Sales Moderate Further in May

CMI State of the Market: Canadian Home Sales Moderate Further in May Canada’s housing market continued to rebalance in May, as sales declined for a third consecutive month and new property listings rose. The combination of central bank rate policy and affordability challenges was largely responsible for the decline in...
25
May

CMI State of the Market: Home Sales Moderate in April as Mortgage Rates Rise

Canadian home sales declined in April, as rising mortgage interest rates and other affordability challenges kept more homebuyers on the sidelines. Industry data shows that home prices may have peaked in urban centres such as Toronto, signaling the first major shift in market sentiment since the beginning of the Covid-19...
17
May

How CMI’s adjudication and due diligence processes benefit investors

  When investing in mortgages, it’s important to understand how the approval process works. How underwriters make credit adjudication decisions and conduct due diligence can affect your investment outcomes.   CMI Mortgage Investments is a leader in Canada’s private lending market, having funded over $1 billion in private mortgages across the...
05
May

CMI State of the Market: Housing Becomes Major Theme in 2022 Federal Budget

  Canada’s housing market cooled at the end of the first quarter, as supply constraints weighed on sales activity and contributed to another uptick in home values. Meanwhile, the federal government announced several supply-boosting initiatives in its 2022 budget to help alleviate shortages across the country.   Home Sales Decline...
29
Mar

How Individual Mortgage Investments Can Fit into Your Portfolio

  Canadian investors have long valued real estate as a desirable investment option. Steady cash flow, diversification benefits and compelling returns are just some of the advantages of gaining exposure to this asset class. Investors are realizing investing in the Canadian housing market without having to buy property or become...
24 August, 2022 / BY webmaster
Canada’s housing retreat continued in July, as rising interest rates and declining demand continued to place downward pressure on local markets. While...
11 August, 2022 / BY webmaster
The Bank of Canada’s mandate is to “promote the economic and financial welfare of Canada.” The recent focus of their monetary policy...
22 July, 2022 / BY webmaster
Canadian home sales declined for a fourth consecutive month in June, though the pace of declines moderated, signaling that local markets were...