Investing into residential mortgages exclusively within canada.
Canadian Mortgages Inc. (CMI) is a privately licensed mortgage brokerage firm founded under the CLI Group of Companies in 2005.

With Over $500M of successful mortgage placements in the last few years, our private mortgage arm, Canadian Lending Inc., has a strong track record in delivering results year after year.

Well-analyzed and diversified

Mortgages and loans

CMI’s roots began in the mortgage lending industry, and over many years, it has expanded its services to offer opportunities for private investors to get involved in the mortgage business. Investors can have peace of mind knowing that their investments are backed by real estate.

$500M

Mortgage Investments

6-16%

Annual Return

936

Active Mortgages

67%

Average LTV

A Specialized Company Designed For Investors

Investor can become the bank. By loaning money as the mortgagee, investors gain access to an extensive pool of private mortgages.

A variety of private mortgages in different cities are available to investors, secured by different types of real estate at varying levels of return.

Latest News

11
Jun

Private mortgage investment options

  Canada’s booming real estate sector has many investors asking whether they’ve missed the boat on a major opportunity. For savvy investors who approach the real estate market like a bank lender, the real opportunity lies in private mortgages. Unlike traditional forms of homeownership, becoming a mortgage lender doesn’t lose...
01
Jun

Mortgage Investing Versus Real Estate Investing: Which Is Better?

  Modern age real estate investing through mortgage lending—Why mortgage investing is easier than direct property ownership. For many investors, the benefits of real estate exposure are self-evident: Diversification, stability and positive cashflow are some of the biggest advantages to investing in this asset class. Although most investors associate real...
26
May

Robust Outlook for Real Estate Market Fuels Confidence in Mortgage Investments Despite Ebbs in Vaccine Rollout

  In the third wave of the COVID pandemic, the short-term future of Canada’s economy seems uncertain. It’s possible we’ll see more of the fiscal conservatism that’s characterized the last 18 months. As an example, mortgage lending guidelines are set to tighten further, with the Office of the Superintendent of...
19
May

CMI State of the Market: Canada’s Housing Market Remains on Solid Footing in April

  Canada’s housing market showed signs of moderation in April, though underlying conditions remained highly favourable amid strong demand and constricted supply. Despite a month-to-month decline in sales, actual activity was up 256% year-over-year, according to the Canadian Real Estate Association (CREA).   Canada’s Housing Market: By the Numbers CREA’s...
04
May

Herd Mentality

  Investors probably don’t like to admit it, but their investment decisions are often influenced by what other people are doing. This is often true whether you manage your own investment portfolio or hand over responsibilities to a portfolio manager. In behavioral finance, the tendency to follow and copy what...
29
Apr

The Importance of Geographical Diversification in Mortgage Investment Portfolios

  When it comes to constructing a well-balanced fixed-income portfolio, the geographic distribution of assets often gets neglected. In the hunt for yield, portfolio managers often place far greater emphasis on factors such as size, value, momentum, quality and volatility. For mortgage investors, however, geographic diversification is critical. Although geographic...
27
Apr

KYC: What it means and why it’s important

  For investors, filling out a Know Your Customer, or KYC document is one of the first steps to establishing a relationship with a new financial institution or investment manager. Although KYC is a legal requirement, there are many benefits to investors in filling it out and investors are under...
20
Apr

CMI State of the Market Home Sales Surge as Busy Spring Season Heats Up

March was another record-breaking month for Canada’s housing market, as strong demand and rising inventories led to more closings across the country. The gains were underpinned by a strong labour market and cautious optimism that Canada’s economic recovery was gaining momentum. Signs of recovery in the condo market also suggested...
12
Apr

CMI 1st Quarter Recap

  CMI Financial Group is wrapping up a very active first quarter, highlighted by a steady flow of new investors to our MIC Family of Funds and our whole loan program. A rebounding economy, strong housing-market conditions and a growing desire to diversify fixed-income portfolios have made private mortgages a...
31
Mar

Whole Mortgage Investing with Canada’s Premier Private Mortgage Lender

  An Inside Look at How Our Investment Program Works. In an age of record-low interest rates and volatile market cycles, private mortgages can offer a stream of income with less risk than traditional assets like stocks. CMI Mortgage Investments educates investors on the mortgage investment process so they can...
11 June, 2021 / BY CMI
  Canada’s booming real estate sector has many investors asking whether they’ve missed the boat on a major opportunity. For savvy investors...
01 June, 2021 / BY CMI
  Modern age real estate investing through mortgage lending—Why mortgage investing is easier than direct property ownership. For many investors, the benefits...
26 May, 2021 / BY CMI
  In the third wave of the COVID pandemic, the short-term future of Canada’s economy seems uncertain. It’s possible we’ll see more...