Partner with Canada’s Leading Private Lender
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Working exclusively with mortgage brokers, Canadian Mortgages Inc. (CMI) offers your borrowers the ability to secure mortgage financing quickly and easily with minimal red tape.

As a national private lending company with access to over $1 billion in capital, we have the means to fund your borrowers’ mortgage needs. With no geographical lending restrictions, we can lend anywhere, from large urban cities to small remote areas.

At CMI, we’re focused on your specific needs. That’s what has motivated us to offer you the tailored products and dedicated service that are a unique component of our mortgage offerings. This includes:

  • Competitive rates with reasonable and transparent terms and conditions.
  • Exceptional customer service and quick turnaround times.
  • An entirely paperless online mortgage application and approval system.
  • Same day approvals and 1-hour response times.

We also offer an exclusive program for high volume mortgage brokers that provides preferred pricing and service enhancements.

You are our client and we truly value this relationship. You and your customers are our #1 priority – we’re committed to doing whatever we can to satisfy your needs. Our primary objective is a mutually beneficial relationship, one that will foster loyalty and a stronger partnership over the long-term.

We encourage you to contact us with any questions you may have about the products and services we offer.

A Common Sense Approach to Lending

No two clients are alike. This is the foundation of what we believe and it is reflected in our mortgage products, which have been designed to meet the unique needs of your customers.

This is outlined by the following criteria that are an inherent part of our lending principles at CMI:
  • We look beyond credit scores; we understand that a credit score is just a number and doesn’t tell the whole story. Instead, we focus on the borrower as an individual and their ability to carry their mortgage obligations.
  • We’re always here to help – particularly when your clients don’t qualify for traditional bank financing due to credit issues or non-traditional sources of income. We’ll treat them with the respect and care they deserve while finding a suitable mortgage solution for their needs.
  • Our straightforward, practical lending guidelines don’t make you and your clients jump through hoops. Instead, we only ask you to provide the information necessary to make an informed lending decision.
  • Our “makes sense” income approach provides additional flexibility when it comes to approving a mortgage deal.
  • Our team excels at putting complex mortgage deals together for borrowers that don’t fall under the conventional guidelines that many of the banks and insurance companies must follow.

An Award Winning Team

A culture of excellence and innovation is the driving force behind CMI’s coveted status in the industry and our successes year after year. This culture has enabled us to be nominated for, and win a number of industry and broader business awards over our 15 years. Here’s a glimpse at a few of our most recent accolades:
2019 Growth 500 Award Winner by Canadian Business magazine (ranked #130)
2019 Mortgage Awards of Excellence Finalist - “Private Lender”
2019 Canadian Mortgage Awards Finalist - “Employer of Choice”
Our COO, Bryan Jaskolka was named “2019 Top Executive Leader in Lending" by the Canadian Lenders Association

Reporting Period: As of Q3 2019

469

Total # of Loans

$93.1M

Total Loan Volume

$129.2M

Total Loans under Administration

Latest News

06
Jun

Finding Investors at Every Turn

    Statistics Canada has been highlighting the role of investors in the housing market. A recent study of five provinces, including BC and Ontario, found that over 25% of dwellings are owned by investors as of 2020. The problem is that the StatsCan report is misleading. As noted by...
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30
May

GTA Condo Market – Investors Needed

    A recent report from CIBC and Urbanation paints a challenging future for new condo investors and the prospects for condo construction in the GTA. According to their analysis, nearly three-quarters (72%) of condo rental investors tend to buy new units as opposed to resale, with an average gap...
Read More
23
May

April Inflation – The Core of the Matter

    A jump in headline inflation has caused a rethink in the market about a possible rate increase. The bond market is now leaning towards another 25-basis point increase this summer. April inflation data showed an acceleration in prices. The headline Consumer Price Index (CPI) figure rose 4.4% year-over-year...
Read More
16
May

Housing Market Rebounds

    CREA reported a jump in existing home sales of 11.3% (in seasonally adjusted terms) from March. While sales were still down almost 20% from a year ago, activity is moving closer to pre-pandemic levels. The ratio of sales to new listings shot higher to 70.2%, with activity in...
Read More
15
May

Are private mortgages becoming a first choice for first-time home buyers?

  Lower home prices and the Bank of Canada’s two consecutive decisions to keep interest rates steady at 4.5% have inspired renewed curiosity among first-time home buyers that have been sitting on the sidelines. Although prices are starting to stabilize in some markets, the Canadian Real Estate Association (CREA) projects...
Read More
10
May

Bank of Canada – Concern over service price inflation

  The Canadian jobs market continues to remain robust. Employment rose by 41,400 in April, while the unemployment rate held at 5.0% for the fifth consecutive month. Part-time jobs accounted for all of the monthly gains, as full-time employment fell (-6,200).  Average hourly wages came in at 5.2% year-over-year, showing...
Read More
03
May

A Needed Slowing of the Economy

  At its meeting earlier this month, the Bank of Canada left its key policy rate at a 15-year high of 4.5% for a second time in a row. The decision to hold came after discussing a possible rate rate increase due to stronger-than-expected growth, a tight labor market and...
Read More
25
Apr

Getting to 2% Inflation

  The March inflation numbers registered an annual increase of 4.3%, down from 5.2% in the prior month. Core inflation also moderated by 3-to-4 tenths on a year-over-year basis with median inflation moving to 4.6% from 4.9% and trim to 4.4% from 4.8%. All signs suggest that inflation is heading...
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18
Apr

Title Fraud and Title Insurance – Benefits for Borrowers

  Recently, there have been headlines about identity theft, fraud and stealing homes. Title fraud occurs when the fraudster assumes the identity of the homeowner and then uses it to assume the title on the home, sell the property or obtain a mortgage on that property or other properties in...
Read More
11
Apr

The economy is better than expected, but not enough to force the Bank of Canada’s hand

  The Canadian economy rebounded in January in an unexpected show of strength, with real GDP posting a 0.5% gain. While mild weather contributed to this surprise, the bigger surprise is the flash estimate for February posting a gain of 0.3%. This is being driven by mining/oil/gas, manufacturing and finance....
Read More

Finding Investors at Every Turn

06 June, 2023 / BY marketing
    Statistics Canada has been highlighting the role of investors in the housing market. A recent study of five provinces, including...

GTA Condo Market – Investors Needed

30 May, 2023 / BY marketing
    A recent report from CIBC and Urbanation paints a challenging future for new condo investors and the prospects for condo...

April Inflation – The Core of the Matter

23 May, 2023 / BY marketing
    A jump in headline inflation has caused a rethink in the market about a possible rate increase. The bond market...
More Articles
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