Partner with Canada’s Leading Private Lender
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Working exclusively with mortgage brokers, Canadian Mortgages Inc. (CMI) offers your borrowers the ability to secure mortgage financing quickly and easily with minimal red tape.

As a national private lending company with access to over $1 billion in capital, we have the means to fund your borrowers’ mortgage needs. With no geographical lending restrictions, we can lend anywhere, from large urban cities to small remote areas.

At CMI, we’re focused on your specific needs. That’s what has motivated us to offer you the tailored products and dedicated service that are a unique component of our mortgage offerings. This includes:

  • Competitive rates with reasonable and transparent terms and conditions.
  • Exceptional customer service and quick turnaround times.
  • An entirely paperless online mortgage application and approval system.
  • Same day approvals and 1-hour response times.

We also offer an exclusive program for high volume mortgage brokers that provides preferred pricing and service enhancements.

You are our client and we truly value this relationship. You and your customers are our #1 priority – we’re committed to doing whatever we can to satisfy your needs. Our primary objective is a mutually beneficial relationship, one that will foster loyalty and a stronger partnership over the long-term.

We encourage you to contact us with any questions you may have about the products and services we offer.

A Common Sense Approach to Lending

No two clients are alike. This is the foundation of what we believe and it is reflected in our mortgage products, which have been designed to meet the unique needs of your customers.

This is outlined by the following criteria that are an inherent part of our lending principles at CMI:
  • We look beyond credit scores; we understand that a credit score is just a number and doesn’t tell the whole story. Instead, we focus on the borrower as an individual and their ability to carry their mortgage obligations.
  • We’re always here to help – particularly when your clients don’t qualify for traditional bank financing due to credit issues or non-traditional sources of income. We’ll treat them with the respect and care they deserve while finding a suitable mortgage solution for their needs.
  • Our straightforward, practical lending guidelines don’t make you and your clients jump through hoops. Instead, we only ask you to provide the information necessary to make an informed lending decision.
  • Our “makes sense” income approach provides additional flexibility when it comes to approving a mortgage deal.
  • Our team excels at putting complex mortgage deals together for borrowers that don’t fall under the conventional guidelines that many of the banks and insurance companies must follow.

An Award Winning Team

A culture of excellence and innovation is the driving force behind CMI’s coveted status in the industry and our successes year after year. This culture has enabled us to be nominated for, and win a number of industry and broader business awards over our 15 years. Here’s a glimpse at a few of our most recent accolades:
2019 Growth 500 Award Winner by Canadian Business magazine (ranked #130)
2019 Mortgage Awards of Excellence Finalist - “Private Lender”
2019 Canadian Mortgage Awards Finalist - “Employer of Choice”
Our COO, Bryan Jaskolka was named “2019 Top Executive Leader in Lending" by the Canadian Lenders Association

Reporting Period: As of Q3 2019

469

Total # of Loans

$93.1M

Total Loan Volume

$129.2M

Total Loans under Administration

Latest News

28
Jul

When parents become landlords: Financing a rental property in a university city

In our back-to-school blog series, we share helpful advice that mortgage brokers can share with clients who have kids headed to university.  With university and college campuses reopening, many students are preparing to move out from under their parents’ roof for the first time. Top of mind is figuring out...
13
Jul

Help clients finance a home away from home for university-bound kids

Many parents are exploring financing options to help fund their kids’ post-secondary pursuits, including housing. Here’s advice you can offer your clients.  Back-to-school season can be a stressful time for both parents and students, especially for students headed to university or those approaching their final years in high school. There...
24
Jun

Why a private mortgage can save your clients money

  Historically, mortgage brokers were hesitant to suggest a private mortgage to their clients. Private mortgages can be associated with higher rates, and are often considered a last resort for borrowers. But this isn’t always the case. In some scenarios, a private mortgage can offer several advantages and actually end...
01
Jun

An Open Mind Will Open Doors for Brokers

  Breaking habits and opening up to new solutions is critical to a broker’s success. Mortgage brokers are tasked with finding the best financial solutions for Canadians looking for advice on home financing. In the past, brokers were able to learn one or two certain products which could work broadly...
01
Jun

Part 2: Don’t let additional fees be your client’s downfall

  When rates initially took a nosedive over a year ago due to the COVID-19 pandemic, it set in motion an historic refinance boom across North America. Financial rate comparison site Lowestrates.ca found that online refinancing mortgage quotes in March 2020 increased by 389% compared to the month before. Canadian...
10
May

Low cash flow doesn’t have to mean “no”: Private lending solutions for cash-strapped borrowers

  Over a year into the COVID-19 crisis, Canada is cautiously working toward pre-pandemic employment levels. Still, Statistics Canada says there were 296,000 fewer people employed in March 2021 compared with February 2020, and 247,000 more people working less than half of their usual hours. Over 3.1 million Canadians were...
26
Apr

Part 1: Don’t let additional fees be your client’s downfall

  Planning proactively for closing costs at the beginning of the mortgage financing conversation can avoid hiccups in the underwriting process – and headaches down the road. As interest rates remain at historic lows, more Canadians are seriously considering using their savings to launch into homeownership. A recent BMO Housing...
13
Apr

So your client wants to buy their first home? Where to go if the bank says ‘no’

  Read on to learn why a private mortgage is more than a last resort for a first-time home buyer - and down payment assistance programs you may not be aware of On top of stricter mortgage rules in recent years (including the introduction of the stress test in 2018),...
07
Apr

Help Clients Hack the House Hunt: Why Being Prepared with Private Lending Alternatives is a Must

  You’ve heard it once and you’ll hear it again: buying a home is the biggest purchase most individuals will make in their lifetime. Before making that huge commitment, finding a home takes planning, communication, and lots of patience. While the house hunt can be nerve-wracking and sometimes heartbreaking, it’s...
04
Mar

Expect the unexpected – mortgage broker challenges in 2021

  While 2020 was filled with new and unexpected obstacles, mortgage brokers rose to the challenge. This year, creativity and resourcefulness will continue to be the name of the game. Statistics Canada reported 63,000 job losses across the country for December, this decline (the first since April) tells us that...
28 July, 2021 / BY tiffany
In our back-to-school blog series, we share helpful advice that mortgage brokers can share with clients who have kids headed to university. ...
13 July, 2021 / BY tiffany
Many parents are exploring financing options to help fund their kids’ post-secondary pursuits, including housing. Here’s advice you can offer your clients. ...
24 June, 2021 / BY CMI
  Historically, mortgage brokers were hesitant to suggest a private mortgage to their clients. Private mortgages can be associated with higher rates,...