Partner with Canada’s Leading Private Lender
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Working exclusively with mortgage brokers, Canadian Mortgages Inc. (CMI) offers your borrowers the ability to secure mortgage financing quickly and easily with minimal red tape.

As a national private lending company with access to over $1 billion in capital, we have the means to fund your borrowers’ mortgage needs. With no geographical lending restrictions, we can lend anywhere, from large urban cities to small remote areas.

At CMI, we’re focused on your specific needs. That’s what has motivated us to offer you the tailored products and dedicated service that are a unique component of our mortgage offerings. This includes:

  • Competitive rates with reasonable and transparent terms and conditions.
  • Exceptional customer service and quick turnaround times.
  • An entirely paperless online mortgage application and approval system.
  • Same day approvals and 1-hour response times.

We also offer an exclusive program for high volume mortgage brokers that provides preferred pricing and service enhancements.

You are our client and we truly value this relationship. You and your customers are our #1 priority – we’re committed to doing whatever we can to satisfy your needs. Our primary objective is a mutually beneficial relationship, one that will foster loyalty and a stronger partnership over the long-term.

We encourage you to contact us with any questions you may have about the products and services we offer.

A Common Sense Approach to Lending

No two clients are alike. This is the foundation of what we believe and it is reflected in our mortgage products, which have been designed to meet the unique needs of your customers.

This is outlined by the following criteria that are an inherent part of our lending principles at CMI:
  • We look beyond credit scores; we understand that a credit score is just a number and doesn’t tell the whole story. Instead, we focus on the borrower as an individual and their ability to carry their mortgage obligations.
  • We’re always here to help – particularly when your clients don’t qualify for traditional bank financing due to credit issues or non-traditional sources of income. We’ll treat them with the respect and care they deserve while finding a suitable mortgage solution for their needs.
  • Our straightforward, practical lending guidelines don’t make you and your clients jump through hoops. Instead, we only ask you to provide the information necessary to make an informed lending decision.
  • Our “makes sense” income approach provides additional flexibility when it comes to approving a mortgage deal.
  • Our team excels at putting complex mortgage deals together for borrowers that don’t fall under the conventional guidelines that many of the banks and insurance companies must follow.

An Award Winning Team

A culture of excellence and innovation is the driving force behind CMI’s coveted status in the industry and our successes year after year. This culture has enabled us to be nominated for, and win a number of industry and broader business awards over our 15 years. Here’s a glimpse at a few of our most recent accolades:
2019 Growth 500 Award Winner by Canadian Business magazine (ranked #130)
2019 Mortgage Awards of Excellence Finalist - “Private Lender”
2019 Canadian Mortgage Awards Finalist - “Employer of Choice”
Our COO, Bryan Jaskolka was named “2019 Top Executive Leader in Lending" by the Canadian Lenders Association

Reporting Period: As of Q3 2019


Total # of Loans


Total Loan Volume


Total Loans under Administration

Latest News


Reading the market’s mind

  Economists spend a lot of time and effort predicting what central bank policy makers are thinking. Over the past few years, central banks have become more transparent in their policy-making process. Central banks, through their speeches, publications, and meeting summaries, provide the public with information on the policy-making process...

Structure your private mortgage deal submission for success

  As high interest rates add mounting pressure on borrowers and make it more difficult to qualify for financing from banks and other traditional lenders, home buyers are in search of alternative options. Interest in private mortgages has grown significantly in recent years, and as a result of current economic...

A tale of two banks

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Economic growth was flat in the fourth quarter of 2022

  The Canadian economy ended 2022 on a flat note, but the early read for January was positive. Real Gross Domestic Product (GDP) flatlined (0.0% annualized) in Q4, which was well below the preliminary estimate of 1.5%. Inventories were the big drag in December as the massive gains in the...

Encouraging news on the Canadian inflation front

  Consumer prices rose 0.5% in January, coming in below consensus. The annual rate of inflation slowed to 5.9% from 6.3% in December. It was the first annual rate of price growth under 6% since February of last year. Higher gasoline prices contributed the most to the month-over-month increase, followed...

US inflation report fuels rate hike worries

  On February 14, the US Consumer Price Index (CPI) report for January came out mostly as expected, with prices up 0.5% month-over-month or 6.4% on a yearly basis. This was largely due to an increase in energy costs (+8.7% year-over-year) and food prices (+10.1% year-over-year). Core CPI, which excludes...

Beyond ‘bad credit’— Private lending solutions for AAA borrowers

  Stricter mortgage rules and peaking interest rates have affected a lionshare of borrowers in Canada. In its plan to tame high inflation, the Bank of Canada kicked off 2023 with another increase to its overnight rate by 25 basis points to 4.5% - the eighth increase in less than...

Blowout Canadian jobs report in January

  The Canadian labour market posted a blowout 150,000 gain in January. This is the largest gain on record (excluding the restart from the COVID shutdown). This gain boosted the labour force participation rate to 65.7% (+.03).  Unemployment remained unchanged at 5.0%. The largest employment increases were in Ontario (+63,000;...

Strong U.S. labour market raises the prospect of further interest rate increases

  In its first meeting of 2023, the U.S. Federal Reserve announced a 25 basis point interest rate increase. This raises the federal funds rate - which affects long-term interest rates in both the U.S. and Canada - to a target range of 4.5 to 4.75% - the highest it’s...

Mortgage Market Expectations in 2023

What can mortgage industry trends in 2022 teach us about what we can expect this year? In 2022, the mortgage industry was ruled by the Bank of Canada’s (BoC) mission to rein in inflation through a series of interest rates hikes. The year ended with a target overnight rate of...
22 March, 2023 / BY marketing
  Economists spend a lot of time and effort predicting what central bank policy makers are thinking. Over the past few years,...
15 March, 2023 / BY marketing
  As high interest rates add mounting pressure on borrowers and make it more difficult to qualify for financing from banks and...
15 March, 2023 / BY marketing
  The central banks in the US and Canada both significantly increased interest rates over the last year, but more recently their...