Partner with Canada’s Leading Private Lender
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Working exclusively with mortgage brokers, Canadian Mortgages Inc. (CMI) offers your borrowers the ability to secure mortgage financing quickly and easily with minimal red tape.

As a national private lending company with access to over $1 billion in capital, we have the means to fund your borrowers’ mortgage needs. With no geographical lending restrictions, we can lend anywhere, from large urban cities to small remote areas.

At CMI, we’re focused on your specific needs. That’s what has motivated us to offer you the tailored products and dedicated service that are a unique component of our mortgage offerings. This includes:

  • Competitive rates with reasonable and transparent terms and conditions.
  • Exceptional customer service and quick turnaround times.
  • An entirely paperless online mortgage application and approval system.
  • Same day approvals and 1-hour response times.

We also offer an exclusive program for high volume mortgage brokers that provides preferred pricing and service enhancements.

You are our client and we truly value this relationship. You and your customers are our #1 priority – we’re committed to doing whatever we can to satisfy your needs. Our primary objective is a mutually beneficial relationship, one that will foster loyalty and a stronger partnership over the long-term.

We encourage you to contact us with any questions you may have about the products and services we offer.

A Common Sense Approach to Lending

No two clients are alike. This is the foundation of what we believe and it is reflected in our mortgage products, which have been designed to meet the unique needs of your customers.

This is outlined by the following criteria that are an inherent part of our lending principles at CMI:
  • We look beyond credit scores; we understand that a credit score is just a number and doesn’t tell the whole story. Instead, we focus on the borrower as an individual and their ability to carry their mortgage obligations.
  • We’re always here to help – particularly when your clients don’t qualify for traditional bank financing due to credit issues or non-traditional sources of income. We’ll treat them with the respect and care they deserve while finding a suitable mortgage solution for their needs.
  • Our straightforward, practical lending guidelines don’t make you and your clients jump through hoops. Instead, we only ask you to provide the information necessary to make an informed lending decision.
  • Our “makes sense” income approach provides additional flexibility when it comes to approving a mortgage deal.
  • Our team excels at putting complex mortgage deals together for borrowers that don’t fall under the conventional guidelines that many of the banks and insurance companies must follow.

An Award Winning Team

A culture of excellence and innovation is the driving force behind CMI’s coveted status in the industry and our successes year after year. This culture has enabled us to be nominated for, and win a number of industry and broader business awards over our 15 years. Here’s a glimpse at a few of our most recent accolades:
2019 Growth 500 Award Winner by Canadian Business magazine (ranked #130)
2019 Mortgage Awards of Excellence Finalist - “Private Lender”
2019 Canadian Mortgage Awards Finalist - “Employer of Choice”
Our COO, Bryan Jaskolka was named “2019 Top Executive Leader in Lending" by the Canadian Lenders Association

Reporting Period: As of Q3 2019

469

Total # of Loans

$93.1M

Total Loan Volume

$129.2M

Total Loans under Administration

Latest News

18
Nov

“Recession proof” your client’s small business with the help of your private lending partner

  After navigating the COVID-19 pandemic, many small businesses in Canada continue to struggle, as they face rising inflation and the looming possibility of a global recession. Despite these unstable conditions, 83% of small and medium-sized businesses in Canada still feel optimistic about their growth over the next few years,...
14
Nov

Borrower Beware, Part IV: Help clients safeguard their identity

  In this fourth instalment of Borrower Beware, CMI looks at the rise in identity theft and provides tips to help you protect your clients from falling victim. After COVID-19 pandemic lockdowns, Canadians have become more comfortable ticking tasks off their to-do lists online. Whether it’s buying groceries, paying bills...
09
Nov

Borrower Beware, Part III – Educate your clients about mortgage fraud

  In this fourth instalment of Borrower Beware, CMI looks at mortgage fraud and how brokers can help protect clients by making them aware of common red flags and pitfalls. Mortgage fraud generally involves knowingly misrepresenting information in the process of obtaining financing. Even seemingly innocuous exaggerations could lead borrowers...
21
Oct

Borrower Beware, Part II:  Help clients stay vigilant against home renovation scams 

  In this second installment of Borrower Beware, CMI examines home renovation scams and how brokers can help homeowners identify the warning signs in advance as part of the financing conversation.  As many homeowners look to fit in some last minute renovation projects as winter approaches, the sense of urgency...
14
Oct

BORROWER BEWARE, PART 1 – PROTECTING CLIENTS FROM RENTAL SCAMS

  In this first instalment of Borrower Beware, CMI looks at common rental scams, including red flags to watch for and valuable advice you can offer to help protect your clients.  In any broker/client relationship, adding value beyond the scope of your standard services is a highly effective way to...
30
Sep

FROM PRIME TO PRIVATE: A BROKER’S GUIDE TO THE ABCS OF CANADIAN MORTGAGE LENDING

The Bank of Canada has announced several interest rate increases throughout 2022 in an effort to battle rampant inflation. The resulting increase in interest rates has more and more Canadian borrowers struggling to qualify for mortgages with banks and credit unions, and a growing number are turning to private lenders...
09
Sep

Flexibility is the name of the game – How private lender relationships benefit brokers, and their borrowers

Knowledgeable mortgage brokers understand the importance of building relationships with their lender partners. With home sales and prices in Canada on a declining trend since March 2022, brokers would be wise to establish, or fortify existing relationships with private lenders to assist as many borrowers as possible get the financing...
16
Aug

The value of a trusted private lending partner – When banks say no, CMI says yes

Mortgage brokers get to participate in one of the most exciting moments of many peoples’ lives by working with them to buy property. Whether a young adult buying their first home, getting a growing family into a larger space, or helping to make a couple’s dream of a vacation property...
04
Aug

What’s really behind a credit score? Demystifying the calculation

When a potential home buyer approaches you to help them navigate the mortgage process and ultimately finance their home, one of the first questions that’s asked is about their credit.  To qualify for the best mortgage rates from traditional lenders, borrowers generally need a credit score of 680 or above....
14
Jul

Essential tips for nurturing your lender relationships

There are many critical players in the mortgage brokerage process working towards the same goal: getting borrowers into the homes of their dreams. From the real estate agent to mortgage broker to lender, we all need to work together seamlessly to make the dream a reality. While developing relationships with...
18 November, 2022 / BY marketing
  After navigating the COVID-19 pandemic, many small businesses in Canada continue to struggle, as they face rising inflation and the looming...
14 November, 2022 / BY marketing
  In this fourth instalment of Borrower Beware, CMI looks at the rise in identity theft and provides tips to help you...
09 November, 2022 / BY marketing
  In this fourth instalment of Borrower Beware, CMI looks at mortgage fraud and how brokers can help protect clients by making...