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RRSP Lending In Private Mortgages

Mortgages make up a big part of a Canadian bank’s business model. This is a good indication that investing in mortgages is not only lucrative but also secure. It’s our mission to open up the mortgage investment market to the public and add mortgages to your investment portfolio rather than stock market-based assets, such as mutual funds.

BENEFITS INCLUDE:

  • Over $50M+ of successful mortgage placements in the last few years
  • Control of your RRSP eligible investment
  • These RRSP qualified investments experience predictable growth
  • Investment is secured directly on the property title
  • RRSP, RRIF, RESP, LIRA, TFSA eligible

CMI FULL SERVICE APPROACH INCLUDES:

  • Strong returns with our investors typically achieving between 6 and 18%
  • Diversification and flexibility offered through many locations and property types in our portfolio
  • Feel secure through our due diligence on each property including formal valuation process and legal review
  • Save time through our ongoing investment management and guidance over your mortgage portfolio
  • RRSP mortgages – Increase your RRSP investment options with private mortgages

Diversify your Portfolio

Enjoy the flexibility of being your own fund manager and build your own custom portfolio of mortgages. Customize the locations of your investment, yields and loan types. Use a combination of cash and registered funds and build your own investment strategy with CMI as your partner. These are RRSP qualified investments.

RRSP Eligible Investment

Investing in mortgages is not simply restricted to cash investments. Move beyond traditional RRSP investment options such as mutual funds to RRSP mortgages.

RRSP LENDING

You can utilize your RRSP funds and direct them towards a private mortgage directly. The contributions you make to an RRSP are tax-free, and the money within that RRSP can compound without you having to worry about paying taxes on your profits until you withdraw them from your RRSP.

MARKETING PRODUCTIVITY

When investing in an RRSP, you are offered certain investment choices, such as mutual funds or GICs. For most investors, the average performance of RRSP investments has been unsatisfactory at best. That’s not to say you have no choice but to accept the status quo.

Take Control

Take control of your own RRSP eligible investment rather than leaving a financial services institution to gamble with your money. When you change your RRSP to a self-directed RSP (SDRSP), you can invest in mortgages just like a bank.

Over $150M+ of Successful Placements In The Last Few Years.

We source, and then analyze all investment opportunities presented to us. After careful analysis, only the best ones are packaged and then presented to our investors based on loan size, location & the yield preferences of each of our investors. We then facilitate the closing via our experienced external law firms, and can even manage the investment after closing at no cost to our investor. If you have over $200K of liquid capital to invest (cash or registered funds), please contact us!

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