Investing in private mortgages is easy with CLI. We originate, underwrite, and can even manage (optional) all of the mortgage investments that we provide. We are process focused, with a mindset of continual improvement, in order to help you achieve a high rate of return while remaining focused on capital preservation.
All of our activities are fully licensed and insured by the respective provincial licensing boards.
After a mortgage is reviewed, and approved by our firm, we connect the loan to one of our matching investors, and then a real estate lawyer will arrange the closing and handle all distribution of funds.
Investor yields and returns are specific performance related to
each of our investor’s actual individual mortgage holdings.
|FIRST MORTGAGES||LOW YIELD||MEDIUM YIELD||HIGH YIELD|
|(5 – 7%)||(7 – 10%)||(10 – 15%)|
|SECOND MORTGAGES||LOW YIELD||MEDIUM YIELD||HIGH YIELD|
|(7 – 9%)||(9 – 12.50%)||(12.50 – 18%)|
receiving loans that meet their own criteria.
|MINIMUM INVESTMENT:||$25,000 – $150,000+|
|INVESTOR QUALIFICATION:||High Net Worth/High Income Individuals, and/or Accredited Investors, and/or Family Offices, and/or Private Trusts, & Corporations|
|LOAN TYPES:||1st & 2nd mortgages, bridge loans, multiple-advance mortgages|
|SECURITY TYPES:||Residential Single Family, Residential High-Rise (conservatively), Residential Rental, Multi-Family, Commercial/Office, Industrial, Land, Branded Gas Stations/Hotels, and Agricultural Properties.|
|DURATION:||Mortgage investment durations range from 90 days to 12 months typically. Loans may be renewed upon performance. On occasion loans are available up to 24 months.|
|RETURNS:||Ranging from 6% on the low-end, to 16% on the high-end.|
|FUNDING CLASS:||Cash or Registered Funds (RSP, RIF, RESP, LIRA, & TFSAs)|
|MANAGEMENT:||Mortgage investment loans are available as managed or non-managed. Professional management and portfolio management by Canadian Servicing Inc., a Licensed Mortgage Administrator.|
|FUNDING CLASS:||Mortgage Investments Available Canada-Wide (Quebec Excluded)|