About CMI

Secure Broker Portal

Founded in 2004, Canadian Mortgages Inc. (CMI), part of the CMI Group of Companies, has a long-standing reputation as a leader in the direct private lending and mortgage market.

The Cmi Difference

Highly respected in the industry for our transparency and professionalism, we’ve earned the trust of our customers by ensuring they are treated with the utmost care and respect.

At CMI, integrity and a focus on excellence is at the very core of everything we do – it’s what sets us apart from many of our competitors. We are a results-driven organization dedicated to forging a leadership role in the evolving mortgage industry for the benefit of both brokers and borrowers.

Our commitment to innovation, coupled with a willingness to invest in new tools and technology ensures we will continue to be at the forefront of our ever-changing industry.

Our paperless, fully digital online mortgage application and approval system provides a seamless, streamlined and expedited process for your mortgage applications. This also delivers enhanced reporting via real-time updates, which are available throughout the approval process.

We truly value the relationships we’ve fostered with our partners. We are committed to providing tailored products and dedicated service that will enhance your ability to service your borrowers.

For high volume brokers, we’re now offering an exclusive program with preferred pricing and service enhancements.
Contact us today to learn more about this great program.

A Team of Lending and Mortgage Experts

With a strong understanding of the direct private lending and mortgage markets, CMI’s team of experienced and knowledgeable mortgage underwriters are able to structure deals to meet the specific needs of your clients.

As we know, no two borrowers are alike. Our team excels at structuring mortgage solutions for borrowers who don’t fall into the conventional guidelines that many of the banks and insurance companies must follow.

We look beyond credit scores and traditional sources of income to deliver customized financing solutions that not only make sense but also add value for you and your clients.

Our Underwriting Team

We’re not afraid to say it – our underwriters are some of the most talented and highly capable in the industry! Comprised of top performers in the business, our team was developed to ensure you receive the best possible service when partnering with us.

Daniel Joseph
As the Director of Underwriting and Broker Relations, Daniel brings over 20 years of mortgage underwriting and origination experience. As a management professional, Daniel employs strong analytical and interpersonal skills to oversee the underwriting team and facilitate quality mortgage transactions.
Larry Frondall

Larry is a specialist in Foreclosure, Bankruptcy and Consumer Proposal mortgages. With over 10 years of dedicated experience in private lending and previous experience in sub-prime and institutional lending, Larry brings diverse experience and knowledge to CMI.

Franca Tosti

Nominated for the CMA 2018 Lender Underwriter of the Year Award, Franca adds depth to the CMI underwriting team with over 25 years of mortgage experience. Dedication and determination allow her to find a solution for even the most challenging transactions.

Josie Milanetti

A 2011 and 2014 CMA Lender Underwriter of the Year nominee, Josie brings 20+ years of alternative and private mortgage underwriting experience to CMI. Her industry experience, quantitative skills and finance background offers additional depth to the underwriting department.

Amanda Carnevale

Amanda brings 10+ years of alternative lending, private lending and broker experience to CMI. Working in these areas has given her tremendous knowledge and skills, which adds to the strength of the entire underwriting team at CMI.

Tina Stewart

With over 5 years of experience in private residential and commercial lending, Tina brings energy and innovation to the CMI underwriting team. Tina’s background in technology allows her to efficiently and strategically analyze all her mortgage transactions.

Jim Folias

With more than 20 years in the mortgage industry and over a decade as a dedicated mortgage underwriter, Jim brings strong analytical skills and a commitment to providing quality mortgage investments to CMI.

John Walsh

With 14+ years of mortgage experience and a background in database design, John uses his strong analytical skills in all his underwriting deals to ensure high quality products. John’s dedication to his clients ensures consistent and reliable results from start to finish.

Gary Morrison

Gary’s drive, passion, and analytical skills make him the ideal private lending professional for all your client’s needs. Having worked for CMHC, the banks and mortgage lenders in a variety of roles over his 20+ year career, Gary has built a reputation as a highly capable mortgage professional dedicated to providing superior customer service while building and maintaining strong relationships along the way.

Jacob D’Rozario

Your business partner with the bird’s eye view, Jacob is committed to meeting all your client needs. His full-cycle experience in sales, underwriting and operations enables him to have a broader understanding of the challenges you will be facing when working with your borrowers.

Travis Allinott

Over the past 25 years, Travis has delivered personalized advice and financial services to his many customers. The mortgage brokers he serves appreciate his transparency and the practical advice he regularly delivers.

To Learn More, You can visit our CMI MIC Site.