Investing into residential mortgages exclusively within canada.
Canadian Mortgages Inc. (CMI) is a privately licensed mortgage brokerage firm founded under the CLI Group of Companies in 2005.

With Over $350M of successful mortgage placements in the last few years, our private mortgage arm, Canadian Lending Inc., has a strong track record in delivering results
year after year.

Well analyzed and diversified

Mortgages and loans

CMI’s roots begin in the mortgage lending industry, and over many years, we have expanded our services to offer opportunities for private investors to get involved in the mortgage business. Investors can reap the rewards while enjoying the peace of mind knowing their investment is backed by real estate.

$350M

Mortgage Investments

6-16%

Annual Return

936

Active Mortgages

67%

Average LTV

A Specialized Company Designed For Investors

Investor can become the bank. By loaning money as the mortgagor, investors gain access to an extensive pool of private mortgages.

A variety of private mortgages in different cities are available to investors, secured by different types of real estate at varying levels of return.

A Specialized Company Designed For Investors

Investor can become the bank. By loaning money as the mortgagor, investors gain access to an extensive pool of private mortgages.

A variety of private mortgages in different cities are available to investors, secured by different types of real estate at varying levels of return.

Latest News

08
Oct

Where and how to find mortgage investment opportunities

Those who have gotten into mortgage investing find this method of wealth-building attractive for several reasons. One is that risks, while they do exist, can be managed and more predictably assessed because of the basic nature of these types of investments. A mortgage, by definition, is a loan that is...
08
Oct

Private Lending for Everyday Canadians

There is a common misconception that only the Kevin O’Leary and David Thompsons of the world can get into the private lending business. With much of the category serving the commercial mortgage market, which is notoriously capital intensive, it is no surprise that many Canadians are under the assumption that...
30
Sep

Victoria Market Report

British Columbia’s capital, Victoria, is a community of choice among various individuals because of its natural wonders, recreational sites, temperate climate, and economic opportunities. Victoria is blessed with natural and human-made riches including heritage architecture, ocean views, and mountain vistas that make is a destination of choice for travellers. Demographic...
26
Sep

Risks to Consider in Private Lending

In all investments, including ones in mortgage loans, there are inherent risks. Since there is no way to avoid all investment risk, the wiser investor must develop strategies to manage and minimize it. Following good investment practices by working with an experienced mortgage investment team is the first step in...
17
Sep

How to Analyze a Private Loan Deal

Every private lender is different in terms of their ability to loan, their risk tolerance and their desired outcomes. These differences carry over to their lending criteria and how they evaluate every deal. While there is no one-size-fits-all answer to how to analyze every transaction, there are some basic factors...
12
Sep

Canada’s Fastest-Growing Companies

Canadian Mortgages Inc. named one of Canada’s fastest growing companies by the 2019 Growth 500 – Canadian Business unveils annual list of Canada’s Fastest-Growing Companies – Mississauga, ON (September 12, 2019) Canadian Business and Maclean’s today ranked Canadian Mortgages Inc. No. 130 on the annual Growth 500, the definitive ranking...
05
Aug

The Growth of the Alternative Lending Borrower Pool

In recent years, a cycle of growth has been fueling supply and demand in the private credit sector. As more consumers turn to private lenders, more investors provide capital, increasing the infusion of resources into the industry and encouraging healthy competition whose benefits roll back to the borrowers. Records were...
30
May

Investing in Real Estate Without Owning Any Property

Nowadays, many TV shows feature people buying or flipping properties, renovating their homes for profit among countless other real estate opportunities. Watching the subjects of these shows transform into wealthy people can be very convincing; however, if you’re strapped for capital and time, then it may seem like an opportunity...
29
May

The importance of private loan documentation

Common private loan documents and why they matter Private mortgage lending has one fundamental advantage over banks and other traditional financing institutions: its flexibility. Not only are private loans outside of the purview of the OSFI (Office of the Superintendent of Financial Institutions); they are also unshackled by rigid bank...
12
Apr

3 investment opportunities in Canada you haven’t considered

Searching for the right investment can be complicated when you are swamped with an endless stream of information leaving you more confused in the end. From emerging technologies and the latest tech startups, investing seems to have become more complex.  With the countless investment opportunities available to Canadians, we wanted...
08 October, 2019 / BY
Those who have gotten into mortgage investing find this method of wealth-building attractive for several reasons. One is that risks, while they...
08 October, 2019 / BY
There is a common misconception that only the Kevin O’Leary and David Thompsons of the world can get into the private lending...
30 September, 2019 / BY
British Columbia’s capital, Victoria, is a community of choice among various individuals because of its natural wonders, recreational sites, temperate climate, and...